The use of the Payment Reference Number (PRN) for short-term loan payments has been made mandatory in 2021.

Under the Real-Time Processing of Loans (RTPL), individual members (self-employed, voluntary, and Overseas Filipino Workers) and employers will use the system-generated PRN to facilitate the immediate and correct posting of loan payments on their corresponding records. Covered short-term loans under the RTPL implementation are salary, calamity, emergency, and restructured loans.

How to Pay Loans using PRN

Login to My.SSS to generate your PRN and pay
See also Generate PRN for Contributions

For Employers and Household Employers

STEP 1 – Get PRN

Get PRN through the following channels:

a. Email – SSS shall send the PRN Loans Billing Notices through the employer’s registered email address. To view the details of the bill, the employer must log in to their My.SSS account.

b. Employer’s My.SSS account 

See also How Employers Get PRN for loans thru My.SSS

c. SSS Branches – thru the Self-Service Terminal (SET), E-center and over-the-counter

STEP 2 – Pay with PRN

Present the printed PRN Loans Billing Statement (with barcode) downloaded from My.SSS or obtained from an SSS branch upon payment to SSS Tellering Counters or compliant collecting partners:

  1. Banks ( *thru Bancnet’s e-Gov Facility)
    • Asia United Bank*
    • Bank of Commerce*
    • China Bank Corporation*
    • CTBC Bank
    • Metropolitan Bank and Trust Company*
    • MUFG Bank*
    • Partner Rural Bank
    • Philippine Bank of Communication* 
    • Philippine National Bank*
    • Philippine Trust Company*
    • Philippine Veterans Bank*
    • Rizal Commercial Banking Corporation*
    • Robinsons Bank*
    • Security Bank Corporation*
    • Standard Chartered Bank*
    • Union Bank of the Philippines
    • United Coconut Planters Bank*
    • Rural Bank of Lanuza, Inc.
  2. International Bank
    • Philippine National Bank
  3. Non-Bank Collecting Partner
    • SM Mart, Inc.
    • Bayad Center
    • CashPinas
  4. International Non-Bank
    • Ventaja
    • I-Remit

REMINDER: Payment deadline shall be on or before the last day of the month following the applicable month. In case the payment deadline falls on a Saturday, Sunday or holiday, payment may be made on the next working day.

STEP 3 – Payment notification and Posting of Paid PRN

A notification will be sent to the employer’s email address stating that the loan payment has been posted.

A notification will also be to the employees’ registered email address stating that the employer loan payment has been posted.

For Individual Members

STEP 1 – Get PRN

Get PRN through the following channels:

a. Email – SSS shall send the PRN Loans Billing Notices through your registered mobile and email address. Then simply present the PRN to the tellering counters or compliant collecting partners upon payment.

b. My.SSS account

See also How Individual Members Get PRN for loans thru My.SSS

c. SSS Branches – thru the Self-Service Terminal (SET), E-center and over-the-counter

STEP 2 – Pay with PRN

Present the printed PRN Loans Billing Statement (with barcode) downloaded from My.SSS or obtained from an SSS branch upon payment to SSS Tellering Counters or compliant collecting partners:

  1. Banks 
    • Partner Rural Bank
    • Rizal Commercial Banking Corporation
    • Security Bank Corporation
    • Rural Bank of Lanuza, Inc.
  2. International Bank
    • Philippine National Bank
  3. Non-Bank Collecting Partner
    • SM Mart, Inc.
    • Bayad Center
    • CashPinas
  4. International Non-Bank
    • Ventaja
    • I-Remit

REMINDER: Payment deadline shall be on or before the last day of the month following the applicable month. In case the payment deadline falls on a Saturday, Sunday or holiday, payment may be made on the next working day.

STEP 3 – Payment notification and Posting of Paid PRN

Wait for the payment notification that will be sent to your registered mobile number and email address.